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SFM Mutual Insurance Company
	Accounting and Internal Controls	Concerns regarding questionable practices relating to accounting, auditing, actuarial, or internal controls.
	Code of Business Ethics and Conduct	Potential or actual matters related to the Company's Code of Business Ethics and Conduct, professional misconduct, conflict of interest, or the misuse of Company assets.
	Disclosure or misuse of Company Confidential Information or Data	Potential or actual unauthorized disclosure or misuse of the Company's confidential documents, marketing, intellectual property, or data.
	Discrimination or Harassment	Uninvited and unwelcome verbal, threatening, or exclusionary conduct directed at an employee because of their sex, religion, ethnicity, or beliefs.
	Fraud	Intentional misrepresentation, falsification of records, or the concealment of information to deceive, mislead, or acquire assets or position.
	Violations of Laws, Insurance Regulation, or Corporate Policy	Potential or actual violations of any laws, insurance regulation, corporate policy and/or procedures.
	Other	The above defined issues do not describe the reportable event, action, or situation.