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U.S. Century Bank
Accurate Accounting and Financial Controls
  • Accounting Irregularities and other Accounting, Internal Accounting Controls or Auditing Matters - Refers to any potential accounting/control/auditing irregularity that may be a violation of law such as Sarbanes-Oxley, or other similar law and/or regulation, in any jurisdiction.
Business Practices
  • Business Practices (major deficiencies)
  • Business Practices (minor, usually procedural or process issues)
  • Securities Valuation
Client Assets, Records and Reviews
  • Account and Investment Reviews
  • Client Assets
  • Client Disclosures and Records
Conflicts of Interest
  • Business Relationships with Clients, Suppliers and Vendors
  • Conflicts of Interest (between clients, suppliers and vendors, not between employees)
  • Gifts and Entertainment
  • Outside Affiliations (board or officer positions)
  • Outside Employment and Compensation (including ownership in other businesses)
  • Personal Fiduciary Appointments and Bequests
  • Personal Relationships
  • Personal Securities Trading (excludes trading on material, nonpublic information)
  • Relationships with Clients, Suppliers or Vendors
Doing Business with the Government
  • Government Contracts (including gifts & entertainment) - Refers to any violation of Company Policy and any law and/or regulation, in any jurisdiction, governing doing business with a government entity
Fraud and Theft
  • Bribery or Kickbacks (nongovernmental)
  • Fraud or Illegal Activities
  • Theft
Human Resources
  • Abuse of Authority (inappropriate supervisory directions)
  • Alcohol/Drug/Substance Abuse in Workplace
  • Discrimination, Harassment, Equal Employment or Diversity Issues
  • Employee Background Checks
  • Employee Disputes
  • Professional License
  • Retaliation
Information and Records
  • Client Information and Data Protection (includes lost or compromised records and privacy matters)
  • Information Systems
  • Intellectual Property/Copyright Issues
  • Proprietary or Confidential Information
  • Records Management and Record Keeping
Legal and Regulatory Matters
  • Escheat and Unclaimed Property
  • Fair Competition, Antitrust and Antiboycott Matters
  • Foreign Corrupt Practices Act and Improper Payments
  • Insider Trading
  • Inter-affiliate Agreements/Credit Extensions
  • Money Laundering, Terrorist Financing, Know Your Customer Matters and OFAC
Media and Company Name
  • Company Name and Brand
  • Media or Public Relations
Physical Assets
  • Physical Assets - Refers to any physical asset owned by the Company
Political Activities
  • Lobbying Activities
  • Political Activities and Contributions (Personal and Organizational)
Procurement and Purchasing
  • Procurement and Purchasing Practices - Refers to any violation of Corporate Policy governing procurement and purchasing practices
Safety Matters
  • Physical Threats or Violence
  • Safety
Sales and Advertising
  • Sales, Marketing and Advertising Practices - Refers to any false, misleading or deceptive advertising, sales or promotional materials; deliberate misleading messages, omissions, false claims about the Company's or any competitor products
Tax Issues
  • Tax Issues - Refers to tax related matters that resulted in a compliance breach
Other
  • Failure to Report a Violation of Code, Policy/Procedure, Law or Regulation
  • Other
  • Inquiry