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To make a report online click on the button above, or to make a report over the phone select a country below, for dialing instructions.

You may submit a report in writing to the following address:

Essent
C/O EthicsPoint
PO Box 230369
Portland, OR 97223

Essent's Commitment

Dear Associates:

Essent Group Ltd. and its subsidiaries (“Essent”) are committed to conducting business in an ethical and professional manner. Essent’s commitment to ethical conduct extends to its relationships with vendors, shareholders, customers, suppliers and each other. To assist you in this area, Essent has provided each employee with access to Essent’s Code of Business Conduct and Ethics (“Code”) and Essent’s Integrity Line. The Code gives you the necessary information to act with integrity in business situations. If you still have concerns or questions after reviewing the Code, the Integrity Line is a resource to address any outstanding concerns or unanswered questions. To ensure we continue to build our reputation for integrity, Essent has partnered with EthicsPoint to provide Essent’s Integrity Line, a secure and independent resource for answering questions and voicing concerns of wrongdoing.

Essent’s Integrity Line Offers:

• Confidential reporting and the choice to remain anonymous;
• Web-based, telephone and mail-in reporting options in almost any language;
• 24-hour access;
• Ability to follow-up on your concern, even if you choose to remain anonymous.

Essent appreciates your input and encourages you to report any business conduct concern. We encourage you to take concerns to your manager or a higher lever supervisor, and you can also go directly to the Human Resources Department, the Chief Legal Officer or the Chief Compliance Officer. However, we recognize there may be times that you may be more comfortable using a secure and anonymous line of communication, and for that the Essent Integrity Line is always available. All reported concerns are taken seriously and retaliation against anyone who raises a concern in good faith is prohibited.

I look forward to working with you as we build our company and our reputation. I encourage you to utilize the Code and the Essent Integrity Line.

Mark A. Casale
President and CEO