A Message from AB’s Chief Compliance Officer, Jennifer Dubas SVP

There are many ways to raise ethical concerns to the Company. If you have a question about the Code, Company policies, procedures and other guidance, need help on how to comply with them in a given situation, have concerns about any aspect of Company operations or become aware of improper activities or violations of the Code, you should promptly contact any of the following resources:

• Your Supervisor, Manager or BU Leadership
• Your Group Compliance Officer or the Compliance representative for your subsidiary or operating group
• The Chief Compliance Officer
• The Office of Compliance
• The General Counsel

Anonymous Inquiries and Reporting

The company makes available this NAVEX reporting hotline 24 hours a day, 7 days a week. The hotline is managed entirely by a third party and allows you to report concerns or incidents anonymously, if you so desire.

• U.S. or Canada: 855-214-1479
• International: Please dial your country's reporting number.