FREQUENTLY ASKED QUESTIONS

ABOUT THE WESTERN UNION BUSINESS INTEGRITY HELPLINE

The Western Union Business Integrity Helpline (“Business Integrity Helpline”) is a secure and confidential communication tool that allows employees and others to report issues or concerns or ask questions about the Code of Conduct. The Business Integrity Helpline is administered by NAVEX, an external, independent, third-party vendor. The Business Integrity Helpline supplements, and is not a replacement for, Western Union’s regular information and reporting channels. You may decide to discuss issues with your supervisor or manager, a more senior manager, Human Resources, People Relations, Business Integrity, or use any of the resources listed in the Code of Conduct. In general, employees can make anonymous reports to the Business Integrity Helpline; but anonymous reports may be prohibited in certain countries.

The following questions and answers are intended to help you understand how the Business Integrity Helpline works and how you can use it most effectively.

CONTACTING THE BUSINESS INTEGRITY HELPLINE

How do I contact the Business Integrity Helpline?

You may make a report or ask a question either by visiting the Business Integrity Helpline internet site at wuethicshelpline.com or by calling one of the toll-free numbers for your country listed at wuethicshelpline.com. Both are available 24 hours a day, seven days a week, 365 days a year. Calls are answered in most languages.

Who answers calls to the Business Integrity Helpline?

All phone calls and reports to the Business Integrity Helpline are initially received by employees of NAVEX. NAVEX, is an independent third-party vendor that provides helpline services for thousands of companies in a variety of industries worldwide. The website is hosted on NAVEX’s secure servers and is not part of the Western Union web site or Intranet.

Can NAVEX representatives provide advice about a business integrity concern or question at Western Union?

No. NAVEX representatives do not give advice about business integrity concerns or questions. Instead, they deliver your Business Integrity Helpline report electronically to the Western Union Business Integrity Office (“Business Integrity Office”), which will then respond to your concern or question.

What languages other than English does NAVEX support?

Reports made to the Business Integrity Helpline by telephone are routed to representatives who speak the reporter's native language. NAVEX handles calls in most languages. Reports to the NAVEX website may be made in any language. The Business Integrity Helpline website may be viewed in English, French, German, Italian, Lithuanian, and Spanish.

MAKING A REPORT

What kinds of subjects can I report to the Business Integrity Helpline?

The Business Integrity Helpline is designed to receive reports and answer questions about the Code of Conduct. For example, you could use the Business Integrity Helpline to report that someone may be violating the Code of Conduct or Company policy or breaking the law. You could also use the Business Integrity Helpline to ask whether an action you are considering is consistent with the Code of Conduct or Company policies.

Why does the Company have a Business Integrity Helpline?

Business Integrity Helpline reports enable Western Union to guard against and resolve ethical problems that could damage our reputation and business. An effective system of open communication also fosters a culture of integrity which makes Western Union a better place to work for all of us.

What happens if someone makes a false report?

The Business Integrity Helpline is an important tool for preventing and detecting business integrity issues. However, employees should be sure they use it appropriately. Making a deliberately false or misleading report is a misuse of the Business Integrity Helpline, and employees who do so may be subject to discipline, up to and including termination of employment. Employees who make a report in good faith (meaning they believe the report to be true and accurate) are protected from retaliation or disciplinary action for filing the report, even if it turns out their belief was mistaken. Employees who knowingly file an inaccurate report are not entitled to that protection.

ANONYMITY AND CONFIDENTIALITY

Can I submit an anonymous report to the Business Integrity Helpline?

Yes. Reports can be made anonymously from most locations. There may be times where identifying yourself will be useful in helping Western Union with its review; however, you may choose to report anonymously subject to applicable law.

The NAVEX website for the Business Integrity Helpline page is hosted on NAVEX’s secure servers and is not part of the Western Union website or Intranet. NAVEX does not generate connection logs with IP addresses, so there is no information available linking your computer to NAVEX. NAVEX is also contractually committed to not pursue the identity of an individual who submits information to NAVEX.

Although Business Integrity may send a response through NAVEX asking you if you are willing to discuss your report, neither Western Union nor NAVEX will attempt to identify you. Please keep in mind that if you wish to remain anonymous (where permitted by applicable law), it is important that you do not discuss your report with others.

Are Business Integrity Helpline reports kept confidential?

Whether you chose to provide your name or not, your report will be treated confidentially , which means that, when appropriate, Business Integrity may share information about your report with others, but only to the extent necessary to conduct an effective investigation, resolve the matter, or report significant issues to senior management or the Western Union’s Board of Directors. In addition, Western Union could provide information about your report in the course of a legal or regulatory proceeding or as required by law.

You can protect your confidentiality if you do not tell others about your report or discuss with others any communication you may have with Business Integrity in connection with your report. Finally, as described below, Western Union has an anti-retaliation policy and does not tolerate any retaliation against employees or others who raise or report issues in good faith.

AFTER YOU REPORT

What happens after I make a report to the Business Integrity Helpline either by phone or the web?

Before final submission of your report, you will receive an access code for your report called a “Report Key” and will have the opportunity to create a password so that you can access your report in the future to update information, ask questions, or respond to questions or comments that Business Integrity may post to you. It is important that you check back on the status of your report and provide any needed additional information so the issues you have reported can be investigated. Please do not share your Report Key or password with others.

NAVEX delivers your online or telephone report to Business Integrity. In most cases, Business Integrity acknowledges receipt of your report within 48 hours either via the NAVEX system.

Upon receipt, Business Integrity reviews the report and determines whether an investigation is appropriate. If additional information is needed, Business Integrity will correspond with you using the messaging feature within the NAVEX system or by e-mail, if you have provided your name and/or contact information.

INVESTIGATIONS

Does every Business Integrity Helpline report result in an investigation?

Business Integrity takes every report seriously, and all reports are reviewed. What action is taken depends on the nature of the report and the amount of information provided. Where a reporter has simply asked for information or has questions about a Code of Conduct or business integrity question (e.g., whether it is appropriate to accept a gift), an investigation generally will not be necessary. If the report does not allege a legal or ethical violation or a violation of the Western Union’s Code of Conduct or policies, an investigation will generally not be conducted.

However, in most cases, some form of investigation will be undertaken. This may involve asking the reporter for additional information, obtaining information from others, reviewing Western Union records, and interviewing possible witnesses. Keep in mind, however, that the ability to conduct a meaningful investigation may depend on the amount of information you are able to provide.

Who conducts the investigations of Business Integrity Helpline reports?

Most investigations are conducted or overseen by members of Business Integrity. Depending on the nature of the matter being investigated, they may be assisted by personnel in other areas of Western Union, such as People Relations, Human Resources, Legal, Finance, Audit, Security, Compliance, or Procurement. Western Union may also assign the investigation to someone with subject matter expertise in the matter being investigated. In more significant cases, the investigation may be conducted by outside counsel or outside experts.

What are my responsibilities as an employee during an investigation?

As an employee, your responsibility during an investigation is to cooperate fully and provide truthful and complete information. You may be asked to maintain the confidentiality of your report to protect the integrity of an investigation.

You must not interfere with an investigation, attempt to influence another person’s participation, or suggest potential consequences for providing information. Employees who interfere with an investigation or who engage in retaliation may be subject to disciplinary action up to and including termination of employment.

Will I be informed of the final investigative findings?

Western Union will normally advise the reporter of the general outcome of the investigation. However, to protect the privacy of individuals involved, information about specific disciplinary or employee corrective recommendations or action taken is generally not shared.

WESTERN UNION PROHIBITS RETALIATION

What should I do if I believe I have been retaliated against for making a report or participating in an investigation?

Western Union prohibits retaliation against any reporter, or facilitator (as defined by local law), who makes a good-faith report to the Business Integrity Helpline, alleging a potential violation of the Code of Conduct, policies and procedures, or any law or regulation, regardless of whether the report is determined to be founded or unfounded following an investigation. Western Union further prohibits retaliation against any reporter or witness who participates in any investigation. If you believe you have suffered retaliation or adverse treatment for making an Business Integrity Helpline report or participating in an investigation, please contact Business Integrity, your manager, a more senior manager, Human Resources, People Relations, the Business Integrity Helpline or any other party listed in the Resources section in the Western Union Code of Conduct so that appropriate action can be taken. Employees who engage in retaliation may be subject to disciplinary action up to and including termination of employment.