Germany

Reports via the Aon Ethics Helpline are limited to concerns related to the national Whistleblower Protection Act (HinSchG):

• Violations that are punishable by criminal law
• Offences that are subject to fines, insofar as the provision violated serves to protect life, limb or health or to protect the rights of employees or their representatives
• Other violations of federal and state laws and directly applicable EU law.

All other matters that may involve unethical behaviour, misconduct or violations of internal policies should be reported through the local L&C department or the whistleblower's supervisor(s).

Please note the following data protection information: DE-GDPR - Datenschutzhinweise Ethics Point.pdf - Alle Dokumente.

Greece

Reporting through the Aon Ethics Helpline is limited to concerns about:

• Accounting and internal accounting controls
• Auditing matters
• Bribery
• Banking and financial crime

All other matters regarding potential unethical behavior, misconduct, violation of law, etc., must be reported to your manager or through the HR department in Greece.

Luxembourg

Reporting through the Aon Ethics Helpline is limited to concerns about:

• Accounting and internal accounting controls
• Banking matters
• Bribery

All other matters regarding potential unethical behavior, misconduct, violation of law, etc., must be reported to your manager or through the Human Resource department in Luxembourg.

Cooperation

Aon takes good faith allegations of improper conduct by Aon and/or its employees very seriously and employees must cooperate fully with any internal investigations of such allegations.

Any employee who interferes with, or provides false information in the course of an internal investigation, may be subject to disciplinary action, up to and including termination of employment.

Protection Against Retaliation

Aon strictly prohibits retaliating against anyone who makes a good faith report.

However, if a report is made in "bad faith," for instance, if a false or misleading report is made in a deliberate effort to get someone in trouble (as opposed to an honest mistake), the person making the report may be subject to disciplinary consequences.

Aon Ethics Helpline

The Ethics Helpline is a way to report in good faith possible violations of Aon's Code of Business Conduct, Aon policies and procedures, or laws and regulations.

Those who contact the Ethics Helpline can remain anonymous if they choose, where permitted by local law. The Ethics Helpline does not utilize Caller ID and does not track IP addresses used for on-line forms. Reporters who choose to provide their names will have their identities protected to the extent possible and allowed by law.

The Ethics Helpline is operated by an independent, third-party provider (NAVEX), which helps ensure the confidentiality and anonymity of calls.

When you file a report, you will be issued a report key and asked to create a password. Make sure to write down your report key and password. With your report key and password, you can return to the Ethics Helpline via phone or this website at any time, and check for updates to and/or questions about your report from the Helpline.

If you file an anonymous report, please revisit periodically. You should do this in order to answer any questions or comments that may have been posted to your report.

Your Duty to Speak Up

Aon employees aware of any potential violations of the Code of Business Conduct, our policies and procedures, or laws and regulations, must report them in a manner compliant with local law. You may contact your manager, Human Resources representative, the Compliance/Law Department, the Ethics Helpline, or any of the other resources listed in the Aon Code of Business Conduct.

Reports regarding potential accounting, internal control and/or auditing violations may also be sent directly to the Senior Vice President & Chief Audit Executive who will provide a report to the Audit Committee of the Board of Directors, as appropriate.

Contacting the Helpline

Except as noted below, colleagues around the world can use Aon’s Ethics Helpline to report potential violations of Aon’s Code of Business Conduct, policies and procedures, or laws and regulations.

France and Morocco

Reporting through the Aon Ethics Helpline is limited to concerns about:

• Bribery
• Accounting and financial issues
• Banking
• Anti-competition
• Health and security in the workplace
• Discrimination and harassment in the workplace
• Environmental conservation

All other matters regarding potential unethical behavior, misconduct, violations of law, etc., must be reported through the HR Department in France and/or employees' representatives (Only Aon employees can access this page).